Surviving The Credit Crisis Karen Simpson-hankins, Ctacc

In today’s business world, it seems like employers are looking for more leadership and management skills in their young executives than ever before.  Some companies are now requiring an MBA at entry level and/or for advancement.   Getting your MBA (Master of Business Administration) is the most prestigious degree in the business world.  With new online […] The post Surviving the Credit Crisis – Getting Your MBA is Easy With NEW Online Programs! appeared first on WebTalkRadio.net.

Are you a spender, saver, or a good steward of your money?  Are you financially free? The secret to financial freedom is not zero debt, that’s being completely unrealistic!  Debt is a necessity of life in our society today.  The real secret is Cash Flow! Join me as my guest, Chris Miles, the Cash Flow […] The post Surviving the Credit Crisis – How to Find $4000 in 30 Minutes or Less! appeared first on WebTalkRadio.net.

I am continually preaching to my clients that using a Mortgage Broker when shopping for a mortgage will save you money, because a Mortgage Broker is not limited to one supply of money like that of a bank.  Dealing with a broker gives you more options and options will always save you money!  The same […] The post Surviving The Credit Crisis – Shopping For Homeowner’s Insurance – The Advantages of Using an Insurance Broker appeared first on WebTalkRadio.net.

We’ve always been taught that it takes money to make money.  Why is that?  It’s amazing the lies we tell ourselves when it comes to doing something different or stepping outside our comfort zone. Join me as my guest, Chris Miles, the Cash Flow Expert, and I discuss all the things that are keeping you […] The post Surviving the Credit Crisis – How to Make Money Without Money! appeared first on WebTalkRadio.net.

The rich keep getting richer, but most Americans aren’t so lucky! According to a survey released recently by Bankrate.com, 37% of Americans have credit card debt that equals or exceeds their emergency savings.  Not only do they not have enough savings, they’ve used up some portion of their available credit, so they are running out […] The post Surviving the Credit Crisis – 1 in 3 Americans are on the Verge of Financial Ruin! appeared first on WebTalkRadio.net.

Have you ever looked at a $20 bill and thought about where it’s been and how many people have touched it?  If you think about it, it’s can be a little unsettling and in reality may make you wonder  “What’s in your wallet?” in more ways than one! The average $20 bill is in circulation […] The post Surviving the Credit Crisis – The Life and Death of a Twenty Dollar Bill appeared first on WebTalkRadio.net.

Have you ever wanted to invest in the stock market, but it seems just too intimidating?  The corrections that we’ve witnessed in the stock market of over 50% twice in the last decade can leave even the most savvy investor wondering what’s next.  Quantitative easing, the European markets, and other global factors are still causing […] The post Surviving The Credit Crisis – How Much is Too Much Money to Put in the Stock Market? appeared first on WebTalkRadio.net.

You are a buyer or a seller and you find yourself in need of a Realtor.  How do you determine who you should use?  Are they a full-time agent or just moonlighting?  Do you call on yard signs? Join me today as my guests, Dr. Bennie Waller and Dr. Scott Wentland, Professors at Longwood University […] The post Surviving the Credit Crisis – Questions You Need to Ask When Hiring a Realtor appeared first on WebTalkRadio.net.

Divorce is a difficult, stressful, and emotionally draining time in anyone’s life!  Not only are you dealing with the end of a once loving and trusting relationship, you also have to realize how that emotional element can affect your financial stability, credit report, and scores.  Just because you may be divorcing your spouse that doesn’t […] The post Surviving the Credit Crisis – How to Keep Divorce From Trashing Your Credit appeared first on WebTalkRadio.net.

With the New Year comes a time of reflection!  One of the things that you may be looking at to make a change in 2015 is a way to remove that constant worry of debt.  Debt can ruin relationships, your personal health, your dreams, your retirement plans, and your overall financial wealth! Join me today […] The post Surviving the Credit Crisis – A 2015 Get Out of Debt Plan appeared first on WebTalkRadio.net.

Women face special challenges when planning for retirement.  Because their careers are often interrupted to care for children or elderly parents, they may spend less time in the workforce and earn less money than men in the same age group.  As a result, their retirement plan balances, Social Security benefits, and pension benefits are often […] The post Surviving the Credit Crisis – Women and Retirement Planning! appeared first on WebTalkRadio.net.

Roughly one in three people who received data-breach notification letters in 2013 – 2014 became victims of fraud!  A ratio that continues to worsen from 2012 and 2011 levels.  Due to large Department Store (i.e. Home Depot and Target) data breaches, more than 13 million U.S. consumers were victimized by identity fraud in 2013, while […] The post Surviving the Credit Crisis – Fighting Fraud: Shoppers Still Waiting for Security Fix appeared first on WebTalkRadio.net.

Is this a want or a need?  A question that I have begun to ask myself each time I need to make a money decision and it’s amazing the difference that it’s making in my life.  Being financially successful, isn’t always about making MORE money.  It’s about keeping the money that you’ve got!  Don’t let […] The post Surviving The Credit Crisis – Saving and Protecting Your Money appeared first on WebTalkRadio.net.

BUYING A HOME is usually one of the biggest dreams we have as adults. But signing and closing on a mortgage loan is really just the beginning of your homeowner responsibilities! Once you close, it’s always important to factor into your life the unpredictable or unexpected things that can show up and sometimes blindside you […] The post Surviving the Credit Crisis – Your Home is not an ATM Machine! appeared first on WebTalkRadio.net.

It’s that time of year again when everyone is busy shopping and preparing for Christmas. I know for me, the stress of trying to get everything done between Thanksgiving and Christmas can be overwhelming! You’re trying to share your time, gifts, and good wishes with everyone you care about and the Christmas spending can get […] The post Surviving the Credit Crisis – Don’t Let Holiday Shopping Break Your Budget! appeared first on WebTalkRadio.net.

Join me today as my guest, Harris Glasser, Author of the best-selling book “It’s My Money & I Want it!” and I discuss how Harris’ lifetime experience as a successful entrepreneur in a variety of successful businesses has taught him how to easily deal with various financial situations, so that you can keep that hard […] The post Surviving the Credit Crisis – Is Self-Employment for YOU? appeared first on WebTalkRadio.net.

We’ve heard so much about foreclosures in the news, especially during the mortgage/credit crisis, but are foreclosures still impacting our markets today? The short answer is…Yes! Some areas more than others, but regardless of where you live, a foreclosure in your neighborhood will impact the resale value of your home and maybe even the perception […] The post Surviving the Credit Crisis – Are Foreclosures Still a Threat in Today’s Market? appeared first on WebTalkRadio.net.

Buying a home can be one of the most challenging investments we make in our lifetime. The complexity of the transaction combined with your own unique financial goals and the lender’s depth of knowledge can leave everyone in a state of confusion. The solution is understanding how to determine the best lender and loan for […] The post Surviving the Credit Crisis – How to Survive, Strive, and Thrive in the NEW Real Estate Economy! appeared first on WebTalkRadio.net.

Money affects every element of our lives, but are you in control of your money or is your money controlling you?  I’m not talking about budgeting, though having a budget or plan is important.  I’m talking about being able to identify your wants from your needs… and that can take some thought!  What early life […] The post Surviving the Credit Crisis – It’s My Money & I Want It! appeared first on WebTalkRadio.net.

We continually talk about the importance of a reliable cash flow when it comes to financial security and growing wealth.  And while I believe in diversified investments, I have always believed that you can never go wrong with real estate.  The important thing to remember though is that it’s usually a long-term investment.  An investment that […] The post Surviving the Credit Crisis – Retire Rich With Rentals! appeared first on WebTalkRadio.net.